Caturthāṁśa: D4 Chart

Table 25: Caturthāṁśa Table

	Rāśi	7° 30′	15° 0′	22° 30′	30° 0′
1	Aries	Aries	Cancer	Libra	Capricorn
2	Taurus	Taurus	Leo	Scorpio	Aquarius
3	Gemini	Gemini	Virgo	Sagittarius	Pisces
4	Cancer	Cancer	Libra	Capricorn	Aries
5	Leo	Leo	Scorpio	Aquarius	Taurus
6	Virgo	Virgo	Sagittarius	Pisces	Gemini
7	Libra	Libra	Capricorn	Aries	Cancer
8	Scorpio	Scorpio	Aquarius	Taurus	Leo
9	Sagittarius	Sagittarius	Pisces	Gemini	Virgo
10	Capricorn	Capricorn	Aries	Cancer	Libra
11	Aquarius	Aquarius	Taurus	Leo	Scorpio
12	Pisces	Pisces	Gemini	Virgo	Sagittarius

For example, if Jupiter were to be in Taurus 13°21’, then it is in the second quarter, or 2^nd caturthāṁśa of Taurus. The second quadrant reckoned from Taurus is Leo. Therefore, Jupiter would be placed in Leo in the caturthāṁśa D4 chart and Sun, the lord of Leo would be the caturthāṁśa lord of Jupiter. In this manner we determine the caturthāṁśa placements of all planets and ascendant(s) and place them in a new chart called caturthāṁśa chakra or simply, D4 Chart.

Bhāgya

Parāśara states that the turyāṁśa is to be used for deciphering the “bhāgya”

तुर्यांशे भाग्यचिन्तनम् turyāṁśe bhāgyacintanam | vargavivekādhyāyaḥ śloka 2

The word bhāgya generally means fortune and is always translated as such by all vedic astrologers. This was true at a time when land was the sole means to wealth and property. [D4 Chart] However, among brāhmaṇa, the wealth was measured in knowledge and books and even during marriages, books were given as dowry instead of gold (vaiśya) or lands (kṣatriya). [D4-V Chart]

Bhāgya generally does mean luck, fortune and indicates fate or destiny (resulting from merit or demerit in former existences) which brings both fortune or misfortune. It shows those tangible factors of wealth, which are measured on the basis of horā (wealth), ghāṭikā (power), varṇada (career) and other special lagna. It is the sources that bring fortune (good/bad), luck, happiness (materialistic sense for caturthāṁśa) and the general welfare. [D4 Chart]

Bhāgya as with bhāga refers to a portion of the division like property division among siblings, settlement of affairs of the deceased, and that which gives entitled to a share. [D4 or D4-V Chart]

Bhāgya is derived from ‘bhā’ and refers to the bha-chakra created by the nakṣatra. We know that the standard division of the nakṣatra is into four-parts called pada. The turyāṁśa D4 of the rāśi chart follows the pattern of the nakṣatra in dividing the rāśi instead, into four parts. Just as the four pada of the nakṣatra represent dharma, artha, kāma and mokṣa, so also the four turyāṁśa represent dharma, artha, kāma and mokṣa as the four āyana (or goals of life). [D4-V Chart]

Standard Nativity

Body	CK	Rāśi	Longitude	Aṁśa	D4
Lagna		Pi	14°09’35.05″	2	Gemini
Sun	BK	Cn	21°05’26.73″	3	Capricorn
Moon	MK	Aq	19°59’58.39″	3	Leo
Mars	PK	Vi	13°41’50.86″	2	Sagittarius
Mercury	GK	Le	13°24’10.31″	2	Scorpio
Jupiter	AmK	Pi	26°08’49.37″	4	Sagittarius
Venus	PiK	Cn	14°56’57.20″	2	Libra
Saturn	AK	Cp	26°50’34.78″	4	Libra
Rāhu	DK	Ge	25°46’35.36″	4	Pisces
Ketu		Sg	25°46’35.36″	4	Virgo

Standard Notes

Kārya bhāva: Fourth house of Rāśi Chart (D1) as well as the 4^th house of caturthāṁśa (d4 chart) is the kārya bhāva. This house is taken as the lagna for properties and examined keeping the two significators Mars (bhūmi kāraka) and Ketu (gṛha kāraka) in mind.

Kāryeśa: The lord of the 4^th house of rāśi chart is kāryeśa. The position of this planet and its nature shows the sources of joys and sorrows. It must be very strong in the caturthāṁśa chart for real benefit from properties. If it is weak then either property assets maybe absent or if present, will be a source of constant turmoil and troubles or maybe lost.

Kāraka: If the kāryeśa is on own sign in the rāśi chart and caturthāṁśa, then the nitya kāraka (Mars and Ketu) must be taken as the final controller. If the kāryeśa is exalted then it has the power to become the final controlled (kāraka) just as Viṣṇu is all powerful in matters of sustenance. If the kāryeśa is in other signs including those of enemies or in debility, then the dispositor of the kāryeśa, called anitya kāraka, becomes the final controller.

I. Lagna shows the attitude to property and wealth.
If the lagneśa is in kendra then the native has balanced ‘normal’ attitude in property matters. If exalted then the native desires to lord over vast property. If in koṇa (5^th/9^th houses), he feels blessed with property. If in duṣthāna, then he is always troubled by property or tends to lose them due to various factors like ignoring them or calamity or tax etc. If debilitated, he has negative attitude in property matters.
II. Dhana bhāva shows the wealth accumulated and being the 11^th house (gains) from 4^th house, it shows the sources through which or people for whom properties are purchased. Such people are the good nimitta (omens) for property matters.
Kendra from dhaneśa (2^nd lord) show the sources of the capital for buying property. Unless 2^nd lord is associated with 8^th house the native will not take loans for buying property.
III. Duścikya bhāva is definitely the one which gives bad thoughts and anger as it shows the loss of property – being 12^th bhāva (loss) from the 4^th house (happiness due to property, home).
In partition matters, this is the house of siblings with whom the native must share the property inherited. It diminishes his share and to that extent is also a loss, reduction of share. This bhāva can cause considerable heart burn and fights. If the 3^rd lord is placed in a kendra or koṇa, the native claims his share of the property. If it is in a duṣthāna, he may renounce the property.
IV. Gṛha bhāva is the home, residence and the overall controlling kārya bhāva for the caturthāṁśa. Just as planets placed in the lagna are very beneficial, so also planets placed here will show when you build your dream home. Duryoga yoga in this house can cause severe suffering due to losses of property and home.
V. Mantra bhāva is a trine to lagna and the 2^nd house (wealth) from 4^th bhāva, it shows the acquisition of properties and their maintenance (sustenance). Beautiful planets show how you keep the home beautiful whereas malefic planets can show the troubles at home.
If the 5^th lord associates with the 4^th house, then the native builds a palace! The 5^th lord in a duṣthāna can show poor maintenance and breaking or damage to property.
Shares and stock holdings are seen in this house besides all sorts of ^speculation relating to property.
VI. Śatru bhāva is a real duṣthāna and never upachaya in the caturthāṁśa as material wealth always brings jealousy and enmity during kali yuga. Wherever the lord of this bhāva shall be placed, it shall cause some troubles. Being the 3^rd (parākrama) from 4^th house (property), one has to battle to save property. In the charts of kings who have fought for their kingdom, this combination is the indicator.
Livestock and servants are also seen in this house, especially if it is beneficially disposed.
VII. Partners or tenants are shown in the 7^th bhāva of caturthāṁśa as it is the business associated with property. Real estate dealers and people who have huge income from rental properties need to have strong yogas in this house.
Mars in this house confirms constant trouble with tenants and giving property on rent can result in loss as Mars is in maraṇa kāraka sthāna in this bhāva.
VIII. Āyur-bhāva is a trine to the 4^th house and as such promises great property inheritance if this house is in some manner connected with the kāraka Saturn. All planets in this house do show some inheritance except the lord of the 3^rd house which shows renunciation of inheritance.
IX. Bhāgya bhāva is an upachaya from the kārya bhāva being 6^th (growth) from 4^th house (property). It brings good fortune from properties, their growth and good investments which bear fruit.
X. Karma bhāva shows office properties and business premises as opposed to home in the 4^th house. It is also a māraka bhāva for home indicating that unless the planets in the 10^th and 4^th bhāva have positive associations, it is never advisable to work from home.
XI. Lābha bhāva is the promise of owning the property for long periods if beneficially disposed. Loans against property come from this house.
XII. Vyaya bhāva is personal loss as well as fortune (or misfortune) for the 4^th bhāva, as it is 9^th from 4^th house. Malefic planets in this house can cause loss of property due to natural calamities and “acts of god”.

This is a view of the houses in caturthāṁśa in a nutshell. There are many things to learn about home and property as this is one of the most important areas of horoscope study.